Zip - Own It Now, Pay In 4
Zip create simple, secure, fair and transparent credit and payment solutions that improve lives every day. Zip allows you to own the things you love now, and pay for them later.
Shop for what you love
Add your favourite itmes to the basket.
Select Zip at the checkout
Enter your details and get approved for an account.
Pay in 4 instalments
Pay the first there and then, split the rest over 6 weeks. No interest and no fees - simply pay your instalments on time.
No interest, no fees & no contract
Pay your instalments on time and you’ll only pay for your purchase, with regular reminders before a payment is taken.
How does it work?
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When you get to the payment page, select Zip as a payment method.
If it’s your first-time shopping with Zip, you’ll need to enter some personal details such as name, date of birth, mobile phone number and home address. Take care when entering your personal details, errors may prevent Zip from being able to verify your account or send you payment notifications. Once approved, and you are happy with the instalment schedule, Zip will take the first instalment of 25% from the UK debit or credit card you supplied when signing up and your goods will be sent to you as they would with any other payment method
Then 3 payments of 25% over the next 3 fortnights via the card on your account.
Every purchase you make with Zip is interest free. Unlike traditional finance options, as long as you make all your payments on time, there are no sign up fees, monthly fees or interest. You only pay the advertised price.
Zip charges Funky Yeti a small fee on each transaction, just like credit cards do. That fee then helps Zip to provide you interest free terms on every purchase.
Once you sign up and get approved you'll have a line of credit, usually up to £1,000, and a shopping account. Using your account and credit line, you can make purchases which you then pay back in regular instalments.
To shop using Zip, you need:
- To be over the age of 18
- To have a UK issued debit card
- To be living in the UK
- To have a good credit history*
*Zip only carries out a soft credit check, so your score is not affected.